我如何 取得老人醫療保險（Medicare）？
It's easier than you think. If you already receive Social Security benefits, you may get Original Medicare (Parts A and B) automatically. If not, you can sign up for it through the Social Security Administration (see details below).
我應該何時登記？
如果您即將年滿65歲，您可在65歲生日前三個月起登記參加傳統老人醫療保險。
如果您拖延，您的醫療保健保險可能會有缺口，同時您可能必須要為晚投保而支付罰款。
如果我有以下情況，我該怎麼處理：
第一次投保老人醫療保險（Medicare）？
You will have 7 months to sign up for the plan(s) you want. This Initial Enrollment Period (IEP) starts three months before the month you turn 65, continues through your birthday month, then ends three months after that.
So, if your birthday is April 15, you can enroll from January 1 to July 31. It's best to enroll no later than the end of your birthday month to avoid delays in your health coverage.
太晚登記？
如果您錯過了您的最初註冊期，並且也不符合特殊註冊期的資格（參見以下），您可在一般註冊期（GEP）投保，但是，您可能要支付罰款。
在GEP期間，您可從每年的1月至3月期間投保，您的老人醫療保險（Medicare）將從7月1日開始。您也可選擇老人醫療保險Medicare Advantage計劃（C部份）或老人醫療保險（Medicare）處方藥計劃（D部份），以便從7月1日開始。
已經透過工作獲得承保？
If you have health coverage through your current employer or your spouse’s current employer, you may be able to delay getting Original Medicare, then sign up later during a Special Enrollment Period (SEP)―without a penalty. In general, it's best to check with your employer about your options before your 65th birthday.
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老人醫療保險（Medicare）QuickStart
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3個月前生日月份*3個月後The time to sign up is now, before your Initial Enrollment Period ends. We can send you helpful Healthfirst reminders if you think you might forget.
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3個月前生日月份*3個月後
Your Initial Enrollment Period is just around the corner. Be sure to sign up when it begins.
繼續閱讀以瞭解如何註冊。
登記參加第一保健的提醒通知
我如何註冊傳統老人醫療保險？
聯絡社會安全：
- 電話聯絡：1-800-772-1213（聽力語言殘障服務專線TTY1-800-325-0778）
- 親臨（如果可以）：尋找附近的辦公室： www.ssa.gov/locator/
- 網上申請：www.ssa.gov/benefits/medicare
Get your sign-up checklist. Download our free Healthfirst Medicare guide to see what items you’ll need to verify your date of birth, address, income, and more.
提醒您，您必須先註冊傳統老人醫療保險才可取得老人醫療保險Medicare Advantage計劃（C部份）、老人醫療保險（Medicare）處方藥計劃（D部份），或 Medigap保單。
晚投保的罰則是甚麼？
Your monthly premium for Part B (Medical Insurance) will go up-by 10% for each year you wait to enroll. This penalty lasts for as long as you have Medicare.
There may also be penalties for enrolling late in a Medicare prescription drug plan (Part D). To avoid these penalties, don't wait to sign up for Part D or a Medicare Advantage plan with Part D coverage.
My situation is a little different. What happens if...
I have Medicaid? You will need to get either Original Medicare or a Medicare Advantage plan. When you qualify for both Medicaid and Medicare, you are considered “dual eligible” and will receive benefits from both.
此外，您的老人醫療保險（Medicare）費用也低或無需付費，而您大部份的醫療保健費用都可能獲得支付。
I have a disability? You may be able to get Medicare coverage before age 65.
If you've received disability benefits for at least 24 months, you'll get Parts A and B automatically. Special rules apply if you have ALS (Lou Gehrig's disease) or end stage renal disease (kidney failure).
OK, I think I can get Medicare coverage. But what does it cost?
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